ACH Return Code R84

ACH Return Code R84 indicates that a transaction was Not Processed by the Gateway. This code typically arises when a payment cannot be completed due to issues with the payment gateway, preventing the transaction from moving forward. 

It may signal a temporary processing failure or a more complex issue requiring further investigation to resolve.

What Is an ACH Return Code

ACH return codes are standardized indicators that explain why an ACH payment was unsuccessful or returned. When a payment cannot be completed, the system assigns a specific return code that clarifies the cause, such as insufficient funds, incorrect account details, closed accounts, or unauthorized transactions.

These codes play a vital role for both the Originating Depository Financial Institution (ODFI) and the Receiving Depository Financial Institution (RDFI), allowing them to swiftly identify the issue and take corrective action.

Oversighted by NACHA (National Automated Clearing House Association), ACH return codes maintain uniformity and transparency across the ACH Network. This standardized framework makes it easier for businesses, banks, and customers to quickly pinpoint and resolve payment problems with improved precision and efficiency.

What Is ACH Return Code R84

ACH Return Code R84 indicates that a transaction was Not Processed by the Gateway. This code typically appears when the payment could not be completed due to an issue with the payment gateway. 

It suggests that the transaction was rejected or failed to move forward because the gateway was unable to process it. This could be due to various reasons, such as technical glitches, connectivity issues, or temporary disruptions in the gateway's operations. 

As a result, the payment could not be fully processed, and further investigation may be necessary to resolve the issue and complete the transaction.

How to Fix ACH Return Code R84

To fix ACH Return Code R84, first identify and resolve any issues with the payment gateway that may have caused the transaction failure. Check for any technical problems or outages with the gateway provider. 

If the gateway is functioning properly, verify the transaction details, ensuring that all information, such as account numbers and routing numbers, is correct. It may also help to contact the payment gateway’s support team for further assistance in troubleshooting and resolving any system errors.