ACH Return Code R25

The ACH return code R25 points to an addenda error. This usually means there's a problem with the extra info in ACH transactions.

This code is set by the National Automated Clearing House Association (NACHA). It helps banks talk to each other about transaction issues. When you see ACH R25, it often means the extra info is wrong, in the wrong order, or missing.

What Is an ACH Return Code

An ACH return code is a three-character code that shows why an ACH transaction failed. These codes help identify problems like not enough money, wrong account numbers, or accounts that are closed.

The National Automated Clearing House Association (NACHA) has set up about 85 different ACH return codes. Each code helps banks and businesses find out why a transaction didn't work. Knowing these codes helps fix problems faster. This knowledge keeps your payment process smooth and efficient.

What Is ACH Return Code R25

In ACH payments, ACH Return Code R25 means there's an error with the addenda record. This error is part of the NACHA return codes. They help find problems in electronic transactions. The addenda give important details for processing transactions.

Several things can cause the ACH R25 error. These include an incorrect addenda type, an addenda record in the wrong order, or too many addenda. Each problem can stop transactions from going through. It's important to check the addenda record carefully.

How to Fix ACH Return Code R25

To fix ACH R25, check the addenda record for errors. Problems often come from wrong addenda types or numbers. If the addenda number is off, set it to one to fix it.

Also, make sure the number of addenda records is okay. Too many or too few can cause problems.

If the addenda record is missing, add the right info. Fix these issues fast, as the RDFI must return the transaction by the next file delivery time.