ACH API allows businesses to automate payments like direct deposits and bank transfers by connecting to the ACH network for seamless transactions.
ACH Credit is an electronic payment method that pushes funds directly into a recipient's bank via the ACH network, working like a secure digital check.
ACH Debit is an electronic payment method that transfers funds from one bank account to another through the ACH network, with payer authorization.
ACH Debit Reversal corrects payment errors, unauthorized debits, or insufficient funds through the ACH network, returning funds to the originating account.
ACH Debit vs Credit: ACH credit sends money to the recipient, like direct deposits, while ACH debit pulls funds from the sender’s account, often for bill payments.
ACH deposit prenote verifies bank details with a zero-dollar transaction, preventing errors in direct deposits and ACH payments for secure, hassle-free transfers.
ACH Payment Returns occur when ACH transfers are rejected or reversed due to issues like insufficient funds, incorrect details, or unauthorized transactions.
ACH Return Codes are standardized codes that indicate why an ACH transaction was returned. They help identify issues like insufficient funds or incorrect details.
ACH Reversal is the cancellation of an ACH payment due to errors like wrong amount or account, following strict NACHA rules for secure correction.
Global SEO: Global ACH enables efficient, low-cost international fund transfers, using systems similar to domestic ACH networks for businesses and individuals.
International ACH Transfer is a secure, cost-effective way to transfer funds between banks across countries, offering a reliable alternative to traditional wire transfers.
Payment Rails are networks that move money between banks, businesses, and users—powering secure, fast transactions via ACH, cards, wallets, or blockchain.
Same-Day ACH enables fast, same-day payments, improving cash flow and efficiency by processing ACH transactions on the same day, unlike traditional methods.
What is ACH? ACH (Automated Clearing House) is an electronic payment system that facilitates secure, efficient bank transfers for payroll, bill payments, and more.